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Regulating for better outcomes – next steps in consumer credit

Regulating for better outcomes – next steps in consumer credit

by Francesca Manley | Feb 23, 2022 | Customer Journeys, Lending Risk

The FCA has published an interesting speech made by Nisha Arora, on consumer credit focusing on consumer outcomes and needs, particularly for those in vulnerable circumstances. As Julian Graham-Rack, CEO at PrinSix, states, “Customer outcomes are where decision...
Over Half Of Building Societies See Open Banking As An Opportunity

Over Half Of Building Societies See Open Banking As An Opportunity

by Francesca Manley | May 6, 2021 | News on open banking

In this article published on Moneyhub enterprise, discover the revealing report, which was released in partnership with the Building Societies Association (BSA) and Whitecap Consulting, found that over 55% of Building Societies now recognise the opportunity presented...
Announcing The Arrival of Breathing Space

Announcing The Arrival of Breathing Space

by Francesca Manley | May 4, 2021 | Lending Risk

Yesterday’s arrival of Breathing Space should be celebrated.  Lenders’ forbearance obligations were already a core regulatory requirement of collections activities. Strengthening that requirement, and extending it to non-regulated debt, can only be...
Monzo And TrueLayer Use Open Banking To Protect Customers

Monzo And TrueLayer Use Open Banking To Protect Customers

by Francesca Manley | Mar 22, 2021 | News on open banking

Digital bank Monzo and open finance tech expert TrueLayer have partnered to create a new ‘gambling block’ for vulnerable customers. Read this article by William Girling published on Fintech Magazine to find out more. Please note: The insights provided in this section...
Europe’s Next Move in Open Banking Regulation

Europe’s Next Move in Open Banking Regulation

by Francesca Manley | Mar 19, 2021 | News on open banking

With 52 countries having now rolled out Open Banking regulations, what comes next? Read this article by Polly Jean Harrison published in The FinTech times to find out.  Please note: The insights provided in this section are commonly republished from third-party...
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